Buy Now, Pay Later

Make easy 4 bi-weekly or monthly payments over 3, 6, 12 months with

Simply select Payment Plan at checkout.


Real-Time Decision

Simply provide a few details about yourself and get a real-time decision


Easy Monthly Payments

Enjoy of automatic monthly payments to your preferred method of payment


Enjoy Your Purchase

Right away process and ship your order once you complete your checkout

Available Payment Plans

Purchase Amount

$50 - $1,000

Easy 4 bi-weekly interest-free payments at 0% APR

✓ Interest-free✓ No Impact on credit score

Purchase Amount

$1,000 - $15,000

Easy 6 months interest-free payments at 0% APR

✓ Interest-free up to 6 months✓ Low-interest over 12 months

Bi-weekly payment includes a $0.00 processing fee. Monthly payment amount, the interest, and the loan terms available depend on personal credit profile. Monthly payments may include a processing fee of up to $6.95. Some conditions apply and all transactions are subject to credit check and approval by PayBright. Loan offers may vary for customers in the province of Quebec. Visit PayBright FAQ for further information.

Frequently Asked Questions

1. Select PayBright at checkout
Add items to your Cart as usual, and select PayBright as your payment method in Checkout.

2. Get set up
Use your mobile phone number to set up your PayBright plan within 60 seconds.

3. Enjoy your purchase!
Confirm your payment plan and then you’re done! Enjoy your purchase today and pay later.

– To be 18+ years old.
– To be a resident of Canada.
– A Canadian Visa/Mastercard credit/debit card. Your debit card must have the Visa or Mastercard logo.
– An SMS-capable Canadian phone number.
– To meet the minimum cart size required to use PayBright as a payment option at checkout.

Bi-weekly Plan:
Using Pay in 4 will not affect your credit score.

Monthly Plan:
To learn more about PayBright and credit checks, please read this helpful FAQ article on the PayBright help page.

PayBright currently accepts Visa and Mastercard credit or debit cards. Debit cards must have the Visa or Mastercard logo. Please note that prepaid cards are not accepted.

While PayBright makes furniture financing easy, PayBright financing is not available for orders under CAD $50 or over CAD $15,000.

Purchases made using PayBright are subject to Rahlux’s standard return policy. Any returns will be processed by Rahlux, and your PayBright balance will be reduced, cancelled, or refunded accordingly. If the Rahlux has provided a refund to you via a gift card, you must still continue repaying your installment plan in full. For information on returns, review Rahlux’s Return Policy.

No, you will not be charged. If you’ve already made a payment to PayBright and are owed a refund, this may take up to 5-10 business days to appear on your bank account or credit card statement. If you have any questions about the refund process, please reach out to the PayBright team through this contact form.

Sure, at any time! There are no penalties or fees for early repayments.

After you have completed a transaction with PayBright, you can access your account here . If you have any questions or trouble logging in, please contact PayBright.

Unfortunately, PayBright is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because PayBright was not able to verify your identity or your payment method.

Please use an alternate payment method to complete your purchase.

For further information, please refer to PayBright’s FAQ page.